Nearing Retirement
Turn your career success into retirement freedom.
You’ve worked hard for decades. Now, it’s time to ensure those efforts pay off. At Lifeworks Advisors, we help you leap from earning to spending with confidence. Don’t leave your golden years to chance. Let’s turn your retirement dreams into reality.
The choices you make now shape your entire retirement.
Your comprehensive retirement strategy starts here.
We’ve seen how big institutions fall short, pushing commissions and cookie-cutter strategies. You deserve better. Our Lifeworks Planning Process takes a holistic approach, addressing all your financial needs—not just investments. From tax strategies to estate planning, we help you maximize wealth and income in these crucial pre-retirement years.
How a Lifeworks membership works
Our flat-fee membership is designed to save you money.
At Lifeworks, we like to keep things simple. We charge one low monthly fee for the most comprehensive financial planning services we know of. For most clients, it works out to much less than the percentage of assets and investment fees many advisors charge. And you get so much more, including:
- A comprehensive financial plan that aligns your values and your money
- Quarterly meetings to keep you on track and your plan current
- A dedicated family-office-style team of financial advisors
- Dedicated tax planning meetings throughout the year with your financial advisor and our CPA partners
- Access to discounted 1040 tax preparation and filing from our CPA partners throughout the country
- 3-year audit of business, real estate, and personal returns
- Free Will & Estate Plan
- Risk mitigation strategies to protect your wealth and your family
- No commissions, hidden fees, or kickbacks…ever.
- We don’t require you to move your money.
- No high-pressure sales tactics. We’re here to serve.
- No risk or style buckets. Investments personalized to your plan.
Your path to retirement freedom in 3 easy steps.
We help you organize and simplify your financial life so you feel in charge of your money.
Book a meeting.
Our online scheduling makes it a breeze to find the best time for you.
Meet your advisor.
Get to know your advisor, who will be with you every step of the way.
Build your plan.
We’ll help you build a tailored roadmap so you can live your best life.
Maximize your final working years.
The runway to retirement is short. Make every year count. Our strategies help you squeeze every drop of value from your peak earning years, setting the stage for a prosperous retirement.
Turbocharge your retirement savings.
We’ll help you maximize contributions and take advantage of catch-up options. Turn your final working years into a wealth-building sprint toward a luxurious retirement.
Optimize your workplace benefits.
From deferred compensation to stock options, we ensure you’re not leaving money on the table. Maximize the value of your employee benefits in these crucial years.
Utilize smart debt and real estate strategies.
We’ll help you decide whether to pay off your mortgage, downsize, or leverage your home equity effectively. Let’s make sure your property works for your retirement goals.
Plan your career exit strategy.
Plan your graceful exit from the workforce. We’ll help you navigate reduced hours, consulting opportunities, or clean breaks to align with your retirement vision.
Design your dream retirement.
Retirement isn’t just about money—it’s about living your best life. We help you create a retirement that’s as unique as you are, filled with purpose and joy.
Values-based retirement planning
Align your wealth with your deepest aspirations. We’ll help you design a fulfilling future that reflects your true self, not just your bank balance.
Lifestyle transition coaching
Navigate the emotional and practical challenges of retiring. We’ll help you find a new purpose, maintain social connections, and thrive in your new lifestyle.
Travel and leisure planning
Turn your travel dreams into reality. We’ll help you budget for adventures, maximize travel rewards, and plan for extended stays abroad if that’s your desire.
Giving and legacy strategies
Define your lasting impact. Whether it’s supporting causes you care about or leaving a legacy for your family, we’ll help you make a meaningful difference.
Secure your financial future.
Build a rock-solid financial foundation that gives you the freedom to enjoy retirement without worries. Our strategies help you grow and protect your wealth throughout your golden years.
Personalized investment strategy
We’ll craft a portfolio that balances growth and security, tailored to your unique needs and risk tolerance. Your money keeps working hard—so you don’t have to.
Tax-efficient withdrawal strategies
Minimize taxes and maximize income with our smart withdrawal strategies. We’ll help you navigate RMDs, Roth conversions, and other tax-saving opportunities.
Social Security optimization
Get the timing right. Our analysis helps you decide when to claim benefits to maximize your lifetime Social Security income.
Healthcare & long-term care planning
Navigate Medicare, supplement plans, and long-term care insurance. We’ll help you protect your health and your wealth as you age.
Estate planning & wealth transfer
Ensure your legacy with comprehensive estate planning. We’ll help you minimize taxes and transfer wealth efficiently to your heirs or favorite causes.
Take the first step towards your dream retirement.
Our advisors are ready to show you how you can align your wealth with your values. Book a meeting now and take your first step towards financial freedom.