- Clients are tired of cookie-cutter portfolios and one-size-fits-all investment plans. They are worried about their life savings taking large losses and feel powerless to protect against that.
- Clients overwhelmingly want advice and planning. Yet, the industry continues to push insurance and financial products instead of providing personalized advice and solutions.
- Clients want to have an effective strategy (one that is based on real numbers, is durable during times of market volatility, and that actually works) for their retirement that is personal to them and their plans for the future.
- High fees, commissions, and unclear fee structures. Clients are dissatisfied with the fees they pay and do not trust that they are being charged fairly.1
- How the industry fails to help clients adequately prepare for one of the most important events of their life, specifically retirement.
- How you can have a durable personalized retirement plan based on reality, actually works, and doesn’t rely on risk tolerance questionnaires or one size fits all asset allocation models.
- Why using “average historical” returns for your retirement strategy is dangerous, and for many, a fatal mistake.
- The three most important elements that every financial plan needs to be built on and why you need to know these numbers if you want to have a successful retirement.
- How you can protect your investments from major market downturns (without buying expensive annuities or having to invest in low-yielding fixed interest assets).
- How to structure your investments to support your retirement strategy, safely generate the income you need in retirement, and how to maximize your assets.

- Do I have a plan for how to protect my investments from market downturns like March 2020, the Great Financial Crisis of 2008/2009, 2001, 1999, etc?
- Do I know the minimum rate of return I need to earn on my investments in order to safely generate the income I need to retire?
- Do I have a clear, well-thought-out financial plan for my retirement?
- Is my investment strategy built to support my personal retirement plan, or is my investment strategy based on a risk tolerance questionnaire or simple asset allocation model?