The right benchmark
Investor classifications like ‘conservative, balanced, aggressive’ and model portfolios are fatally flawed. They are based on ever-changing emotions or arbitrary risk scores instead of focusing on the one benchmark that matters—achieving your financial plan.
The Lifeworks innovation
We developed the first liability-driven wealth management system that fixes the flawed traditional approach to financial planning and investing.
Financial planning
First, your team of advisors will work with you to develop a durable financial plan grounded in your values and vision. Your plan will drive the creation and dynamic management of your investment strategy.
Personalized investments
Our revolutionary investment system designs a hyper-personalized portfolio optimized for the right benchmark—achieving your financial plan. True diversification and downside protection are achieved through factor investing and smart beta.
Seamless technology
Our in-house technology makes hyper-personalized financial planning and investing accessible for everyone. It also eliminates unnecessary fund fees and helps capture tax-loss harvesting opportunities.
Ultra-high-net-worth level services, regardless of your level of wealth
We believe everyone should have access to the best investment strategies, financial planning services, and advice.
Hyper-personalized and scientific portfolio construction
Hyper-personalized and scientific portfolio construction
- Every portfolio is constructed from scratch and driven by your unique financial plan.
- We use individual equities to reduce unnecessary fees and provide complete customization of your portfolio.
- Our investment strategies are built on scientific research and leverage factor-based investing and smart beta techniques.
- Every portfolio can be optimized for any asset a client already owns (public or private).
- Every portfolio is recalibrated dynamically according to your plan’s evolutions.
Separately managed accounts
Separately managed accounts
- Separately managed accounts allow for maximum tax efficiency, individual tax-loss harvesting, and hyper-personalization of portfolios.
Risk management
Risk management
- The risk loading of your investment portfolio is dynamic and rebalanced to align with changes to your financial plan.
Dedicated team of advisors
Dedicated team of advisors
- Each client has a dedicated team of financial advisors and industry specialists to help you make wise decisions with your family and financial wealth.
Estate planning
Estate planning
- We provide estate planning and have resources to help you create an estate plan or update your current plan.
Tax planning
Tax planning
- Integrated in-house tax planning and tax filing services are offered to clients.
Client-first business model
Client-first business model
- We proudly serve as a fiduciary to each and every client we engage with.
- We have no minimum account size requirements and work with clients at all levels of wealth.
- We charge an all-inclusive asset management fee (wrap fee) at a fraction of the cost of traditional financial institutions. There are no hidden fees, no trade commissions, and no soft-dollar compensation arrangements with large firms.
- We offer a simple and transparent monthly fee for our financial planning services that can be customized for your specific situation (Service Levels)
No risk scores.
No model portfolios.
No investment products.
No risk scores. No model portfolios. No investment products.
Your financial plan is the foundation and our scientific investment strategies (smart beta + factor investing) are the building blocks of your hyper-personalized portfolio.
Total hidden fees
0.65%
Median traditional advisor
0.06%
Typical Lifeworks account
No platform fees.
No trading fees.
No commissions.
Minimal fund fees.
No platform fees. No trading fees. No commissions. Minimal fund fees.
Lifeworks’ innovative in-house technology has rendered expensive mutual funds, ETFs, TAMPs, and other common investment products functionally obsolete. The result is significantly more efficient investment portfolios and higher probabilities of achieving your financial plan.
See how fees impact your investment outcomesOur technology
The first wealth management platform that connects your financial plan with your investment strategy.
- Collaborate with your advisor on your financial plan
- Project your cash flow
- Track your investments
- and more
What our clients say
It’s not about commissions with Lifeworks—it’s about connections.
“I have had a few money managers in my career, but none like Lifeworks. Honest, dedicated, educated, and concerned for our future. It’s not about commissions with Lifeworks—it’s about connections. They gave me the impression that their compensation was second to me accomplishing my goals. It’s been 5 years or so and the feeling is still the same. I highly recommend them! I would not use anyone else.”
Mike R.
Lifeworks client since 2018
They have provided great information and advice for me personally and my business.
“Ron, Kurt and the team have been great to work with since we joined them. They have provided great information and advice for me personally and my business. I have spoken to them many times before I make major strategic decisions. They have provided me with great referrals and contacts to assist in other aspects of my business. I would highly recommend the Lifeworks team.”
Chris V.
Lifeworks client since 2017
They’ve truly provided a unique and all-encompassing approach.
“Partnering with Lifeworks Advisors has proven to be a hand in glove relationship. Their approach to financial planning has allowed us to align our future retirement goals with our current family and personal goals, regardless of their fiscal impact. They’ve truly provided a unique and all-encompassing approach to a process that is typically narrow in focus.”
Scott W.
Lifeworks client since 2017, investor since 2022
It’s not about commissions with Lifeworks—it’s about connections.
“I have had a few money managers in my career, but none like Lifeworks. Honest, dedicated, educated, and concerned for our future. It’s not about commissions with Lifeworks—it’s about connections. They gave me the impression that their compensation was second to me accomplishing my goals. It’s been 5 years or so and the feeling is still the same. I highly recommend them! I would not use anyone else.”
Mike R.
Lifeworks client since 2018
These testimonials were provided by current clients of Lifeworks Advisors. The clients were not compensated, nor are there material conflicts of interest that would affect the given testimonials. These testimonials may not be representative of the experiences of other clients, and do not provide a guarantee of future performance success or similar services.